you were harmed and it’s not your fault. You are hurting and the situation is, scary and humiliating. You might be angry. Your head is reeling. You are not sure what to do – or who to trust.Now is the time to heal and rebuild, not haggle over fault, damages or insurance coverage. Insurers hire teams of monitored, measured and highly trained professionals with one You, on the other hand, have been inundated with cute insurance company ads luring you to believe insurers are on your side. Why? So they can sweep in and quickly settle your claim for peanuts with less resistance.goal: pay as little as possible on your claim.