Mitchell Allen

Mitchell Allen is the founder and CEO of the Debt Education Certification Foundation, an organization that provides credit counseling certificates and debtor education courses for those who are filing for bankruptcy. He’s also the founder of legal services marketing agency LeadRival. He’s the author of “A Survival Guide to Debt: How to Overcome Tough Times and Restore Your Financial Health,” “A Survival Guide to Pre-Bankruptcy: What You Should Know Before You File for Bankruptcy” and “A Survival Guide to Post-Bankruptcy: How to Emerge from Bankruptcy and Thrive!”

Please note, Mitchell is not an attorney and his answers should not be considered legal advice. Please consult with an attorney about your legal situation.

Articles by Mitchell Allen


8 Steps to Filing a Personal Injury Lawsuit 8 Steps to Filing a Personal Injury Lawsuit 8 Steps to Filing a Personal Injury Lawsuit 8 Steps to Filing a Personal Injury Lawsuit


If you've been injured due to the negligence of another person or entity, you may have the right to seek compensation by filing an injury...

Need a Lawyer? Ask These Questions Before Hiring One Need a Lawyer? Ask These Questions Before Hiring One Need a Lawyer? Ask These Questions Before Hiring One Need a Lawyer? Ask These Questions Before Hiring One


The best lawyer is someone who's experienced and not intimidated by the opposing counsel. But how do you decide who's right for your case?...

10 Things to Know About a Chapter 13 Debt Repayment Plan 10 Things to Know About a Chapter 13 Debt Repayment Plan 10 Things to Know About a Chapter 13 Debt Repayment Plan 10 Things to Know About a Chapter 13 Debt Repayment Plan


Filing a Chapter 13 repayment plan is a complicated process. While consulting an experienced bankruptcy attorney is the first step, there...

Debts that Are Exempt from a Chapter 7 Bankruptcy Discharge Debts that Are Exempt from a Chapter 7 Bankruptcy Discharge Debts that Are Exempt from a Chapter 7 Bankruptcy Discharge Debts that Are Exempt from a Chapter 7 Bankruptcy Discharge


Most debts are eligible for a discharge under Chapter 7. However, there are some debts that the Bankruptcy Code exempts from a bankruptcy...

Debt Collection Laws: The Basics Debt Collection Laws: The Basics Debt Collection Laws: The Basics Debt Collection Laws: The Basics


When you are experiencing a financial crisis and are unable to pay your bills, debt collectors often make the situation much worse. However...

5 Things to Know about Personal Bankruptcy and Student Loans 5 Things to Know about Personal Bankruptcy and Student Loans 5 Things to Know about Personal Bankruptcy and Student Loans 5 Things to Know about Personal Bankruptcy and Student Loans


While filing for personal bankruptcy may seem like a viable option when faced with mountains of student loan debt, there are several...

Everything You Need to Know About Bankruptcy Credit Counseling Everything You Need to Know About Bankruptcy Credit Counseling Everything You Need to Know About Bankruptcy Credit Counseling Everything You Need to Know About Bankruptcy Credit Counseling


A good debt settlement firm can definitely help you work with creditors to improve your financial situation. So, how do you tell the...

5 Things to Do Before Filing for Bankruptcy 5 Things to Do Before Filing for Bankruptcy 5 Things to Do Before Filing for Bankruptcy 5 Things to Do Before Filing for Bankruptcy


Is bankruptcy looming? There are five things that you can do to buy yourself some time and get your finances back on track. Learn more in...

Q&A by Mitchell Allen


Which is worse: credit counseling or bankruptcy? Which is worse: credit counseling or bankruptcy? Which is worse: credit counseling or bankruptcy? Which is worse: credit counseling or bankruptcy?


Overwhelming debt can make life difficult at best and unmanageable at worst, and many people find that the only way to repair their...


The short answer to this question is "no" for most cases, although there are still times when a child can be held legally responsible for...


Different states have different laws that govern how foreclosures are finalized. The primary division is between judicial and non-judicial...


As helpful as it can be to people who are seriously in debt, bankruptcy can have disadvantages that can be difficult for people to move...


You may go to your job every day with every intention of being safe and productive. However, even with your best care, you could still...


Couples who decide to divorce often want to prepare themselves for this legal process as thoroughly as possible. Along with retaining legal...


As of 2016, total student loan debt has topped $1.3 trillion in the United States. In fact, economists theorize that the student loan debt...


Filing for Chapter 13 bankruptcy could result in workers' compensation settlement money being seized for the repayment of debts, depending...


In the fight to pay off debts, people may believe that their creditors have the upper hand. When it comes to monthly payment amounts, the...


If you have filed a workers' compensation claim that was denied, in most cases you will need an experienced lawyer to help you with your...


When you file for bankruptcy in cases of Chapter 7 or Chapter 13, it triggers an injunction against creditors that discontinues action by...


The short answer to this question is no. That being said, it's important to understand that while you don’t always need an attorney, it is...


Bankruptcy can help you get a new financial start if you can no longer pay your creditors. This legal process will allow you to liquidate...


If you trip or slip and fall in a store, there are actions that you can take to protect your health and legal rights if you are injured....


At some time during your life, you may find yourself needing legal representation or having questions about your legal rights, and find...


You’d be hard-pressed to find someone who has never needed the services of a professional lawyer before. People need legal services for a...

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