Definition - What does Earnings Record mean?
An earnings record refers to a record of all earnings received by an individual during their working life. This record is kept by the U.S. Social Security Administration (SSA) to determine a claimant’s eligibility for receiving Social Security benefits and the amount that the claimant would be entitled to after retirement or in the case they become disabled.
Justipedia explains Earnings Record
The work credit earned by an individual is also calculated from their earnings record. Apart from determining eligibility, the dollar amount that an individual is entitled to, in the case that he or she becomes eligible, is also determined from their earnings record. Prior to 2011, the SSA mailed a Social Security Statement to every individual older than 25 years of age. It contained the appropriate earnings record. In 2011, the SSA made individual's earnings records available online.