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Substantial Gainful Activity (SGA)

Definition - What does Substantial Gainful Activity (SGA) mean?

Substantial gainful activity is a term used by the U.S. Social Security Administration to denote work done by an individual that brings earnings above a set dollar amount each month. While assessing whether a claimant qualifies for disability benefits, the SSA uses the amount set for substantial gainful activity as a metric. Claims for disability benefits by individuals earning above the substantial gainful activity limit are denied by the SSA.

Justipedia explains Substantial Gainful Activity (SGA)

When a disabled individual applies to the U.S. Social Security Administration (SSA) for disability benefits, the SSA evaluates the disability of the claimant based on the work or prior work performed by the claimant. To qualify for disability benefits under Supplemental Security Income (SSI) or Social Security Disability benefits, the SSA requires that a claimant shouldn't be able to engage in substantial gainful activity (SGA). Those claimants whose work brings earning above the amount set by the SSA, after deducting impairment-related expenses, are said to be engaging in substantial gainful activity. The dollar amount earned per month above which a person is said to be engaging in SGA is set by the SSA each year.

This definition was written in the context of Social Security

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