A debt management plan is a specific, customized strategy that people use to pay off their debts. Debt management plans are often created by credit counselors. In the context of the law, many people attempt to use debt management plans to prevent them from facing bankruptcy. A host of legal consequences can occur if a party files for bankruptcy.
Ms. Walters’ employee benefits practice emphasizes the regulation of qualified retirement plans, designing retirement and welfare benefit plans, and advising employers concerning employee benefits regulatory compliance and taxation issues. She has represented plans and employers in voluntary compliance, penalty assessment, prohibited transaction and other proceedings before the DOL and IRS. With respect to the increasingly complex federal mandates governing group health plans, Ms. Walters reviews and prepares health plan documents and participant communications for legal compliance, and provides advice to plan sponsors regarding compliance with COBRA, FMLA, USERRA, HIPAA, the ACA and other state and federal laws.
Ms. Walters also advises employers regarding best employment practices. She advice practice focuses on compliance with a wide array of federal and state employment laws, incorporating those laws into working personnel policies, internal practices, and hiring, discipline and termination decisions.
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1127 West Seventh Avenue Anchorage, Alaska