Cesar Gavidia is a Partner in the Disability Income Division of Dell & Schaefer. Throughout his career, Cesar has helped thousands of disability claimants to recover millions of dollars in short and long term disability benefits. Cesar focuses his legal practice in representing claimants at all stages of a claim for individual or group (ERISA) long-term disability benefits including applications, ERISA appeals, ERISA litigation, ERISA exempt disability claims and lump-sum policy buyouts. He has assisted disabled claimants in nearly every state in the country and in all occupations including teachers, surgeons, dentists, chiropractors, lawyers, judges, corporate executives, software engineers, and even disability insurance claim representatives. Cesar has litigated disability lawsuits against every major disability insurance company and has gained internal knowledge about their internal claims handling processes through extensive litigation. There are very few lawyers in the country that have as much disability insurance claim handling and litigation experience as Cesar.