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Heather W. Culp


I devote my legal practice to bankruptcy, debtor/creditor relations, business disputes, and other legal issues involving debt, credit, or money owed. My clients are individuals, families, and small business owners with tax, debt or credit issues, who are unable to pay their debts in full, and creditors who are owed money. I handle asset planning and protection, collections, exemption planning, debt relief and debt settlement, personal and business reorganization, guaranties, contracts, foreclosures, and many other disputes pertaining to finances. I have significant experience litigating and otherwise resolving discharge and dischargeability issues that can arise in bankruptcy cases, and I regularly serve as a substitute trustee in commercial foreclosures in the greater Charlotte area. For many years, I have been a reliable volunteer in the Mecklenburg County Bar and the North Carolina Bar Association. I also volunteer with Legal Services of Southern Piedmont, handling cases for people who would otherwise be unable to afford representation. I am happy to carve out time to speak to attorneys, paralegals, finance professionals, students and community members about debt and credit education.


1701 South Boulevard
Charlotte , North Carolina , 28203
United States

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