Mr. Tingey practices in the areas of banking, financial institutions, creditor representation, equipment leasing and commercial litigation. For nearly 30 years, he has represented traditional and non-traditional commercial, consumer and real estate lenders. That representation includes loan documentation, loan workout, foreclosure, litigation to enforce creditor rights and litigation defending creditors. Mr. Tingey has significant expertise with Uniform Commercial Code issues as well as real estate finance issues. His representation includes significant experience representing secured creditors with real estate collateral and personal property collateral in federal and state court proceedings, including before the appellate courts in Utah. Mr. Tingey also has extensive experience defending banks and lenders in litigation, including defense of consumer financial services class action litigation. That representation has included class actions involving mortgage loan servicing practices, truth-in-lending disclosures and banking fees.