Stephen G. Mellor, Esq.


He joined the firm in 2008 and concentrates his practice in PIP/No-Fault litigation, bodily injury and premises liability. Stephen is experienced in the interpretation of out-of-state insurance contracts, including the application of Canadian and other substantive state law to Florida insurance claims. He also handles complex cases involving admiralty and maritime issues.

Stephen’s handling of out-of-state policy cases includes medical providers requesting First Party Benefits for services rendered to patients who were involved in automobile related accidents and who have been treated in Florida. Often medical providers attempt to have Florida law apply to the out-of-state policy.

Stephen has been successful in regularly persuading the Courts (in Doctrine of Lex Loci Contractus or “Choice of Law” provisions) that the law of the jurisdiction, where the contract was executed, governs the rights and liabilities of the parties in determining an issue of insurance coverage. . As such, he has used his knowledge in studying the various No-Fault statutes throughout the United States to successfully defend these cases. Stephen has also provided consultation on defending cases in other States where lawsuits were filed and Florida No-Fault law was being applied.


1255 S. Military Trail
Suite 100
Deerfield Beach , Florida , 33442
United States

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