Since becoming a lawyer in 1993, Bill Phillips has enjoyed a broad experience in commercial law. Bill’s transactional work has included commercial real estate loans, SBA loans, equipment financing, renewable energy project finance, condominium and homeowner association documentation and general contract negotiation. He prepares equipment leasing and finance forms. He has conducted substantial research in usury law and licensing for lenders and lessors in all fifty states. He has significant experience in creditors’ rights including commercial collections litigation, workouts, foreclosures, replevin suits and lien enforcement. Bill represents creditors in Chapters 7, 11 and 13 bankruptcy cases including automatic stay, confirmation, claim and adversary proceeding matters. Bill’s clients have included national and regional banks, finance companies, vendors, community development companies, real estate developers, commercial collection agencies, and homeowner associations. Bill has also served as an in-house counsel for a bank.