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f true financial independence is on your wish list, please take some time and explore this site. There is no better way to start over than by shedding the crushing weight of credit card debt, medical bills, job loss, or real-estate that’s gone sour! There aren’t many guarantees in the legal world, but here’s one I feel good about making: if you come in for a bankruptcy case this fall, by the time the new year rolls around, you will have your financial independence back again. The bill collectors will have stopped calling, the lawsuits will be done with, the foreclosure halted, and the bankruptcy process itself will be largely behind you. And through it all you will have an attorney who you can always call with questions, instead of second-guessing yourself for going it alone.

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