Cap & Kudler
The Las Vegas Metropolitan Police Department announced Monday, February 24, 2014, that beginning March 3, 2014,officers will no longer be responding to minor non-injury fender bender car accidents. Metro Police says officers are being stretched too thin, trying to get to these types of crashes. According to Metro Police, an average of 250 man-hours per week is dedicated to these types of wrecks. Officers will continue to respond to injury accidents and hit-and-run incidents. They will also respond when a driver in a wreck refuses to exchange insurance information. Almost everyone knows that fender bender accidents do produce injuries. The problem with this new policy is that many spinal musculoskeletal injuries do not manifest their symptoms until 24 to 48 hours after involvement in a traumatic event. Often these musculoskeletal spinal injuries involve nerve root irritation or spinal disc involvement as a pain generator and lead to expensive treatment and diagnostics. Some people become chronic from these injuries. This new Metro policy degrades the injury producing potential of fender bender accidents. Although the police reports and accompanying citations issued by Metro is not 100% conclusive to insurance companies in confirming liability for an accident, they go a long way in resolving an insurance company’s determination of the liability aspect of a claim, so that property damage claims can be resolved in a expeditious manner. The new Metro policy will mean that accidents investigated by insurance adjusters will take longer. Accident victims whose vehicles are dangerous to drive, are illegal to drive, or are non-driveable will be either forced to drive their unsafe, illegal and/or damaged vehicles or be without transportation in cases where victims do not carry their own rental coverage or cannot afford to pay their deductible to have their care repaired through their own insurance.